BKI.BK — งบการเงิน (SETSMART)

หุ้นไทย · ข้อมูลงบการเงินจาก SETSMART

📊 CAGR · ตารางสรุป · อัตราส่วนการเงิน

⚠️ งบเฉพาะกิจการ (Company Only) — ตัวเลขชุดนี้เป็นงบเฉพาะบริษัทแม่ ไม่รวมบริษัทย่อย (CGSI มีงบรวม/Consolidated ย้อนหลังสั้น จึงใช้งบเฉพาะกิจการเพื่อดูสถิติยาวขึ้น)

🚀 CAGR อัตราเติบโตทบต้น (ถึงปี 2023)

รายการ	5 ปี	10 ปี	15 ปี	20 ปี
รายได้	11.6%	11.1%	9.2%	8.4%
กำไรสุทธิ	4.7%	5.6%	8.6%	8.2%
สินทรัพย์รวม	4.6%	4.1%	11.3%	8.2%
ส่วนของผู้ถือหุ้น	-1.0%	4.3%	8.9%	6.2%
EPS	4.7%	2.1%	3.3%	1.5%
เงินปันผล/หุ้น	9.2%	6.1%	4.0%	3.0%

🧾 สรุปตัวเลขสำคัญรายปี (สีตามทิศ)

รายการ	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
สินทรัพย์รวม (ลบ.)	9,620	9,429	10,690	9,909	10,836	12,639	15,606	16,154	17,633	18,194	19,467	15,297	20,496	26,504	51,925	55,508	50,707	53,574	60,024	57,333	60,103	60,620	57,327	59,504	63,348	71,363	75,817	—
หนี้สินรวม (ลบ.)	5,224	4,974	5,108	5,234	5,252	6,305	5,663	5,979	6,336	5,397	5,793	6,094	6,905	8,663	33,649	33,113	29,034	25,603	25,568	24,079	24,957	25,745	26,304	29,161	30,651	39,338	42,640	—
ส่วนของผู้ถือหุ้น (ลบ.)	4,396	4,456	5,582	4,675	5,584	6,333	9,942	10,175	11,297	12,797	13,674	9,203	13,591	17,841	18,276	22,395	21,673	27,971	34,456	33,254	35,145	34,875	31,023	30,343	32,697	32,025	33,177	—
มูลค่าหุ้นที่เรียกชำระแล้ว (ลบ.)	200	200	200	200	200	300	300	390	390	507	507	507	507	760	760	760	760	1,065	1,065	1,065	1,065	1,065	1,065	1,065	1,065	1,065	1,065	—
รายได้รวม (ลบ.)	5,099	4,934	4,576	4,612	5,370	6,110	5,815	5,823	6,688	7,287	7,478	7,724	8,315	10,181	7,345	8,341	10,056	10,828	11,194	15,997	16,024	16,688	19,748	22,894	24,173	25,767	28,922	—
รายได้รวม Growth	—	-3.2%	-7.3%	0.8%	16.4%	13.8%	-4.8%	0.1%	14.9%	8.9%	2.6%	3.3%	7.6%	22.4%	-27.9%	13.6%	20.6%	7.7%	3.4%	42.9%	0.2%	4.1%	18.3%	15.9%	5.6%	6.6%	12.2%	—
กำไร (ขาดทุน) จากกิจกรรมอื่น (ลบ.)	2	0	0	0	0	0	0	0	144	89	81	0	110	129	126	159	145	157	163	168	180	160	183	174	204	176	180	—
กำไรสุทธิ (ลบ.)	648	272	361	457	533	464	631	611	595	647	708	881	939	1,232	52	626	1,748	2,306	2,342	2,426	2,403	2,407	2,451	2,706	1,045	-665	3,024	—
EPS (บาท)	32.39	13.62	18.06	22.83	26.64	17.89	21.03	16.46	15.26	13.88	13.96	17.38	18.53	16.20	0.68	8.23	22.99	21.66	22.01	22.78	22.57	22.61	23.02	25.41	9.81	-6.24	28.40	—
EPS Growth	—	-57.9%	32.6%	26.4%	16.7%	-32.8%	17.6%	-21.7%	-7.3%	-9.0%	0.6%	24.5%	6.6%	-12.6%	-95.8%	1110.3%	179.3%	-5.8%	1.6%	3.5%	-0.9%	0.2%	1.8%	10.4%	-61.4%	-163.6%	555.0%	—
ราคาเฉลี่ยรายปี (บาท)	69.90	30.56	23.35	20.22	28.56	51.36	75.26	86.31	83.67	104.57	122.07	115.90	104.95	158.28	169.32	180.10	271.79	332.97	363.22	352.42	353.36	357.61	320.99	263.23	275.82	272.80	298.77	297.67
เงินปันผลต่อหุ้น (บาท)	7.12	2.72	1.88	1.73	2.19	2.68	2.86	3.56	3.83	4.31	5.07	7.48	5.25	5.08	8.53	7.40	8.78	7.79	11.33	12.30	13.82	15.23	15.25	13.35	15.45	14.68	15.18	17.44
อัตราผลตอบแทนปันผล (Yield = ปันผล/ราคาเฉลี่ย)	10.2%	8.9%	8.1%	8.6%	7.7%	5.2%	3.8%	4.1%	4.6%	4.1%	4.2%	6.5%	5.0%	3.2%	5.0%	4.1%	3.2%	2.3%	3.1%	3.5%	3.9%	4.3%	4.8%	5.1%	5.6%	5.4%	5.1%	5.9%

📐 อัตราส่วนทางการเงิน (ประกัน · สีตามทิศ)

อัตราส่วน	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
— ความสามารถทำกำไร (ประกัน) —
ROA	6.7%	2.9%	3.4%	4.6%	4.9%	3.7%	4.0%	3.8%	3.4%	3.6%	3.6%	5.8%	4.6%	4.6%	0.1%	1.1%	3.4%	4.3%	3.9%	4.2%	4.0%	4.0%	4.3%	4.5%	1.6%	-0.9%	4.0%	—
ROE	14.7%	6.1%	6.5%	9.8%	9.5%	7.3%	6.3%	6.0%	5.3%	5.1%	5.2%	9.6%	6.9%	6.9%	0.3%	2.8%	8.1%	8.2%	6.8%	7.3%	6.8%	6.9%	7.9%	8.9%	3.2%	-2.1%	9.1%	—
Net Profit Margin (กำไรสุทธิ/เบี้ยรับ)	12.7%	5.5%	7.9%	9.9%	9.9%	7.6%	10.9%	10.5%	8.9%	8.9%	9.5%	11.4%	11.3%	12.1%	0.7%	7.5%	17.4%	21.3%	20.9%	15.2%	15.0%	14.4%	12.4%	11.8%	4.3%	-2.6%	10.5%	—
Underwriting Margin (ผลรับประกัน/เบี้ยรับ)	28.3%	17.4%	22.4%	24.0%	19.0%	16.8%	18.7%	18.9%	19.4%	17.8%	17.8%	25.2%	26.7%	23.9%	6.8%	-4.0%	34.6%	36.1%	39.3%	27.3%	26.9%	27.2%	23.2%	22.9%	11.8%	-12.5%	20.2%	—
เบี้ยประกันรับ (Insurance Revenue, ลบ.)	5,099	4,934	4,576	4,612	5,370	6,110	5,815	5,823	6,688	7,287	7,478	7,724	8,315	10,181	7,345	8,341	10,056	10,828	11,194	15,997	16,024	16,688	19,748	22,894	24,173	25,767	28,922	—
ผลตอบแทนการลงทุนสุทธิ (ลบ.)	524	137	67	180	355	356	472	506	547	616	798	655	542	871	1,466	2,783	1,119	1,010	1,071	1,117	1,186	1,158	1,442	1,187	1,369	6,143	1,187	—
— ตลาด/ผู้ถือหุ้น (Market) —
Common Shares (หุ้น)	20,000,000	20,000,000	20,000,000	20,000,000	20,000,000	30,000,000	30,000,000	39,000,000	39,000,000	50,700,000	50,700,000	50,700,000	50,700,000	76,050,000	76,050,000	76,050,000	76,050,000	106,470,000	106,470,000	106,470,000	106,470,000	106,470,000	106,470,000	106,470,000	106,470,000	106,470,000	106,470,000	106,470,000
Common Shares Adjusted (M)	20.00	20.00	20.00	20.00	20.00	30.00	30.00	39.00	39.00	50.70	50.70	50.70	50.70	76.05	76.05	76.05	76.05	106.47	106.47	106.47	106.47	106.47	106.47	106.47	106.47	106.47	106.47	106.47
Book Value / Share (บาท)	219.80	222.79	279.12	233.76	279.22	211.11	331.41	260.90	289.67	252.40	269.70	181.51	268.07	234.59	240.32	294.47	284.98	262.72	323.62	312.33	330.10	327.56	291.38	284.99	307.10	300.79	311.61	—
EPS (บาท)	32.39	13.62	18.06	22.83	26.64	15.45	21.03	15.67	15.25	12.77	13.96	17.38	18.53	16.20	0.68	8.23	22.99	21.66	22.00	22.78	22.57	22.61	23.02	25.41	9.81	-6.24	28.40	—
EPS Growth	—	-58.0%	32.6%	26.4%	16.7%	-42.0%	36.1%	-25.5%	-2.6%	-16.3%	9.3%	24.5%	6.6%	-12.5%	-95.8%	1102.9%	179.4%	-5.8%	1.6%	3.6%	-0.9%	0.2%	1.8%	10.4%	-61.4%	-163.6%	555.0%	—
Dividend Per Share (บาท)	—	—	—	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	8.25	12.00	12.00	12.00	15.75	14.00	14.00	14.00	14.00	15.00	15.00	10.50	21.75	—
Dividend Yield	10.2%	8.9%	8.1%	8.6%	7.7%	5.2%	3.8%	4.1%	4.6%	4.1%	4.2%	6.5%	5.0%	3.2%	5.0%	4.1%	3.2%	2.3%	3.1%	3.5%	3.9%	4.3%	4.8%	5.1%	5.6%	5.4%	5.1%	5.9%
Dividend Payout Ratio	22.0%	19.9%	10.4%	7.6%	8.2%	17.4%	13.6%	22.7%	25.1%	33.7%	36.3%	43.0%	28.3%	31.4%	1247.6%	90.0%	38.2%	36.0%	51.5%	54.0%	61.2%	67.4%	66.2%	52.5%	157.4%	-235.1%	53.4%	—
Market Cap (ลบ.)	1,398	611	467	404	571	1,541	2,258	3,366	3,263	5,302	6,189	5,876	5,321	12,037	12,877	13,697	20,670	35,451	38,672	37,522	37,622	38,075	34,176	28,026	29,367	29,045	31,810	31,693
P / BV (เฉลี่ยปี)	0.32	0.14	0.08	0.09	0.10	0.24	0.23	0.33	0.29	0.41	0.45	0.64	0.39	0.67	0.70	0.61	0.95	1.27	1.12	1.13	1.07	1.09	1.10	0.92	0.90	0.91	0.96	—
P / E (เฉลี่ยปี)	2.16	2.24	1.29	0.89	1.07	3.32	3.58	5.51	5.49	8.19	8.74	6.67	5.66	9.77	247.54	21.89	11.82	15.38	16.51	15.47	15.66	15.82	13.94	10.36	28.11	-43.70	10.52	—
Max Price (สูงสุด/ปี)	87.16	58.61	27.99	24.23	32.69	59.17	90.17	107.70	96.71	111.44	139.06	136.20	116.20	196.43	190.00	210.72	325.72	376.00	375.00	366.00	368.00	392.00	338.00	296.00	308.00	290.00	321.00	319.00
Min Price (ต่ำสุด/ปี)	50.34	16.81	17.66	18.22	21.98	30.81	56.92	80.59	76.93	95.24	102.86	82.39	88.58	113.82	139.29	157.15	205.72	259.29	349.00	335.00	345.00	327.00	293.00	173.00	263.00	263.00	278.00	273.00
Price (เฉลี่ย/ปี)	69.90	30.56	23.35	20.22	28.56	51.36	75.26	86.31	83.67	104.57	122.07	115.90	104.95	158.28	169.32	180.10	271.79	332.97	363.22	352.42	353.36	357.61	320.99	263.23	275.82	272.80	298.77	297.67

📊 กราฟสรุป (SETSMART)

📊 กำไรต่อหุ้น & โครงสร้างงบกำไรขาดทุน

เทรนด์กำไรต่อหุ้น (EPS) ย้อนหลัง (บาท)

รายได้จากการรับประกัน & กำไรสุทธิ รายปี (ล้านบาท)

โครงสร้างงบกำไรขาดทุน รายปี (ล้านบาท)

📈 แนวโน้มสัดส่วนงบดุล (Common-Size · % ของสินทรัพย์รวม)

สินทรัพย์ (% ของสินทรัพย์รวม)

หนี้สิน (% ของสินทรัพย์รวม)

ส่วนของผู้ถือหุ้น (% ของสินทรัพย์รวม)

📅 งบการเงินรายไตรมาส — แบบชีตวิเคราะห์ (SETSMART, 1997-2024)

งบดุล (แบบชีต · ล้านบาท · เลื่อนดูปีย้อนหลัง →)

งวด	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
สินทรัพย์ (Assets)
Cash and Cash Equivalents
Q1	0	561	981	633	545	497	590	404	446	829	837	1,203	919	1,256	893	524	1,743	1,209	1,014	253	453	326	144	1,082	246	448	2,312	810
Q2	498	541	583	516	502	525	411	431	441	813	617	727	980	1,137	785	1,716	667	947	209	482	393	358	396	208	360	1,098	784	—
Q3	469	546	594	567	494	512	483	414	500	868	811	746	1,114	1,018	842	1,391	621	458	479	630	523	216	498	255	655	754	662	—
สิ้นปี	593	671	636	542	515	574	445	405	480	634	608	800	1,043	1,297	1,136	1,557	518	304	307	412	400	420	139	142	562	648	317	—
%Common Size	6.2%	7.1%	6.0%	5.5%	4.8%	4.5%	2.9%	2.5%	2.7%	3.5%	3.1%	5.2%	5.1%	4.9%	2.2%	2.8%	1.0%	0.6%	0.5%	0.7%	0.7%	0.7%	0.2%	0.2%	0.9%	0.9%	0.4%	—
Investment Assets
Q1	4,614	4,792	4,151	5,183	5,208	6,511	7,053	9,841	10,980	13,263	14,230	15,002	11,150	18,082	24,096	25,646	32,835	34,064	42,763	49,901	48,953	52,180	50,564	41,687	49,945	48,511	49,598	52,203
Q2	4,749	4,538	4,664	5,006	5,489	6,876	7,507	9,548	11,360	13,155	15,962	15,094	13,564	18,644	24,161	25,600	31,495	39,220	47,479	45,935	47,402	46,600	49,726	44,116	49,264	45,158	51,531	—
Q3	4,819	3,820	5,012	4,579	5,457	6,374	8,620	10,294	12,320	13,695	15,506	13,762	15,638	21,376	23,654	26,744	31,809	42,120	49,870	45,948	51,903	50,388	44,655	41,644	49,279	50,008	56,512	—
สิ้นปี	4,678	4,460	5,599	4,872	5,840	6,672	10,824	10,825	12,757	14,126	15,446	11,130	16,199	21,126	24,392	27,970	32,236	41,545	49,465	47,271	49,349	49,544	46,407	46,018	48,548	49,369	52,150	—
%Common Size	48.6%	47.3%	52.4%	49.2%	53.9%	52.8%	69.4%	67.0%	72.3%	77.6%	79.3%	72.8%	79.0%	79.7%	47.0%	50.4%	63.6%	77.5%	82.4%	82.5%	82.1%	81.7%	81.0%	77.3%	76.6%	69.2%	68.8%	—
Insurance Contract Assets
Q1	0	1,582	1,163	1,406	1,134	1,424	1,404	1,352	1,496	1,520	1,585	1,455	1,332	1,217	1,281	1,457	1,874	1,947	2,053	1,881	2,032	2,124	2,295	2,802	2,720	2,830	3,432	4,167
Q2	1,709	1,455	1,143	1,036	997	1,457	1,217	1,166	1,347	1,443	1,307	1,270	1,159	1,245	1,196	1,437	1,660	1,733	1,662	1,691	1,693	1,947	2,197	2,388	2,437	2,619	3,038	—
Q3	1,559	1,106	1,130	926	927	1,161	1,115	993	1,147	1,276	1,282	1,213	946	949	1,285	1,381	1,686	1,683	1,588	1,635	1,659	2,011	2,554	2,546	2,973	3,102	4,263	—
สิ้นปี	1,637	1,252	1,352	1,008	996	1,489	1,028	1,194	1,539	1,461	1,469	1,472	1,388	1,828	1,710	2,009	2,437	2,413	2,217	2,302	2,401	2,704	2,782	2,766	3,005	3,722	4,448	—
%Common Size	17.0%	13.3%	12.7%	10.2%	9.2%	11.8%	6.6%	7.4%	8.7%	8.0%	7.5%	9.6%	6.8%	6.9%	3.3%	3.6%	4.8%	4.5%	3.7%	4.0%	4.0%	4.5%	4.9%	4.6%	4.7%	5.2%	5.9%	—
Reinsurance Assets - Net
Q1	0	1,632	884	1,412	2,548	1,803	1,985	1,553	1,582	274	306	230	192	189	5,032	26,562	21,889	9,825	6,391	5,483	5,361	6,172	6,461	6,422	8,106	9,132	14,693	10,363
Q2	1,048	1,588	1,318	1,437	1,849	1,779	1,955	1,566	1,692	311	325	241	211	204	4,862	26,318	18,615	9,638	5,410	4,818	5,850	5,568	6,382	7,023	7,540	9,131	15,235	—
Q3	1,155	1,256	1,276	1,409	1,862	2,090	1,838	1,306	1,210	348	304	220	218	235	4,656	25,453	16,527	7,668	5,067	4,572	5,008	5,489	6,121	7,057	8,041	9,859	16,491	—
สิ้นปี	1,638	1,608	1,578	2,020	1,994	2,383	1,524	1,902	1,214	347	260	218	216	565	23,114	22,372	12,587	6,492	5,083	5,018	5,727	6,337	6,046	7,949	8,559	14,683	16,021	—
%Common Size	17.0%	17.0%	14.8%	20.4%	18.4%	18.9%	9.8%	11.8%	6.9%	1.9%	1.3%	1.4%	1.1%	2.1%	44.5%	40.3%	24.8%	12.1%	8.5%	8.8%	9.5%	10.5%	10.5%	13.4%	13.5%	20.6%	21.1%	—
Loans and Interest Receivables
Q1	0	1,381	1,428	1,584	1,547	1,778	1,941	2,148	2,297	2,316	2,775	2,355	2,576	2,528	2,790	2,537	2,052	1,920	1,882	1,811	1,431	1,380	1,158	1,376	1,488	1,327	1,184	1,079
Q2	1,439	1,415	1,435	1,517	1,643	1,858	1,948	2,196	2,207	2,460	2,744	2,350	2,555	2,386	2,852	1,975	2,038	1,984	1,840	1,510	1,397	1,381	1,157	1,375	1,554	1,281	1,061	—
Q3	1,353	1,434	1,391	1,497	1,659	1,937	1,988	2,225	2,367	2,553	2,660	2,650	2,512	2,656	2,770	2,070	1,927	1,898	1,844	1,756	1,358	1,371	1,161	1,380	1,402	1,211	1,075	—
สิ้นปี	1,367	1,440	1,377	1,558	1,665	1,926	2,122	2,258	2,283	2,704	2,438	2,634	2,438	2,784	2,579	2,110	1,893	1,893	1,828	1,427	1,359	1,440	1,314	1,476	1,400	1,164	1,075	—
%Common Size	14.2%	15.3%	12.9%	15.7%	15.4%	15.2%	13.6%	14.0%	12.9%	14.9%	12.5%	17.2%	11.9%	10.5%	5.0%	3.8%	3.7%	3.5%	3.0%	2.5%	2.3%	2.4%	2.3%	2.5%	2.2%	1.6%	1.4%	—
Property, Plant and Equipment - Net
Q1	0	977	1,172	1,289	1,281	1,198	1,155	1,500	1,471	1,240	1,216	1,162	1,125	1,167	805	871	1,030	1,110	1,210	1,238	1,190	1,006	816	1,586	601	540	483	436
Q2	700	1,111	1,196	1,286	1,268	1,185	1,142	1,497	1,461	1,204	1,196	1,145	1,208	1,154	855	905	1,036	1,122	1,213	1,199	1,142	964	797	1,552	588	523	468	—
Q3	686	1,148	1,260	1,278	1,214	1,184	1,130	1,491	1,443	1,209	1,189	1,139	1,195	1,151	875	937	1,056	1,164	1,223	1,202	1,100	915	789	1,539	572	507	451	—
สิ้นปี	828	1,156	1,296	1,268	1,202	1,169	1,491	1,479	1,256	1,210	1,177	1,146	1,188	1,141	876	996	1,080	1,205	1,261	1,212	1,056	858	780	1,502	559	487	436	—
%Common Size	8.6%	12.3%	12.1%	12.8%	11.1%	9.3%	9.6%	9.2%	7.1%	6.7%	6.0%	7.5%	5.8%	4.3%	1.7%	1.8%	2.1%	2.2%	2.1%	2.1%	1.8%	1.4%	1.4%	2.5%	0.9%	0.7%	0.6%	—
สินทรัพย์รวมTotal Assets
Q1	9,405	9,830	9,155	10,193	11,082	11,680	12,496	15,047	16,443	17,557	18,712	19,695	15,330	22,507	32,717	55,727	61,563	50,239	55,286	59,903	59,353	63,111	61,254	55,224	63,872	64,458	73,260	70,749
Q2	8,879	9,436	9,258	9,415	10,229	12,009	12,440	14,392	16,544	17,309	19,841	19,031	17,678	22,852	32,343	56,529	55,467	54,587	57,653	55,132	57,625	56,343	60,199	56,673	62,097	60,833	73,378	—
Q3	9,048	8,167	9,539	8,974	10,192	11,581	13,497	14,916	17,019	17,776	19,550	17,624	19,994	25,201	31,800	56,444	53,661	54,907	59,887	55,052	61,295	59,963	55,426	54,364	63,899	66,997	80,754	—
สิ้นปี	9,620	9,429	10,690	9,909	10,836	12,639	15,606	16,154	17,633	18,194	19,467	15,297	20,496	26,504	51,925	55,508	50,707	53,574	60,024	57,333	60,103	60,620	57,327	59,504	63,348	71,363	75,817	—
หนี้สิน (Liabilities)
Insurance Liabilities
Q1	0	3,005	2,256	2,988	4,027	3,366	3,749	3,495	4,078	3,537	3,484	3,637	3,715	5,272	10,761	32,684	29,929	19,305	16,875	15,846	15,679	16,185	17,081	18,378	20,316	24,371	28,520	25,702
Q2	2,303	2,919	2,736	2,980	3,304	3,353	3,779	3,620	4,254	3,707	3,618	3,560	3,935	4,538	10,636	32,171	26,777	19,877	16,038	15,162	16,060	15,437	17,129	18,683	20,109	21,725	29,168	—
Q3	2,439	2,688	2,712	2,921	3,374	3,690	3,688	3,513	3,979	3,225	3,638	3,431	4,777	4,662	10,580	30,597	24,609	17,407	15,492	14,695	14,842	15,429	17,627	18,633	20,950	22,735	30,480	—
สิ้นปี	2,733	2,903	2,898	3,221	3,284	3,807	3,256	4,219	4,641	3,258	3,552	3,696	5,065	6,249	30,767	28,749	21,208	16,833	15,570	15,186	15,565	16,604	17,420	19,740	20,699	28,159	30,855	—
%Common Size	28.4%	30.8%	27.1%	32.5%	30.3%	30.1%	20.9%	26.1%	26.3%	17.9%	18.2%	24.2%	24.7%	23.6%	59.3%	51.8%	41.8%	31.4%	25.9%	26.5%	25.9%	27.4%	30.4%	33.2%	32.7%	39.5%	40.7%	—
รวมหนี้สินTotal Liabilities
Q1	5,056	5,232	4,592	5,144	6,079	5,393	5,939	5,956	6,009	5,619	5,692	5,907	6,127	7,185	13,105	35,443	38,186	26,959	25,642	25,048	24,825	25,682	25,966	27,335	30,468	33,783	39,561	37,442
Q2	4,475	4,987	4,609	4,648	4,964	5,482	5,686	5,435	6,094	5,757	5,675	5,885	6,281	7,271	12,758	35,400	34,215	28,405	25,368	23,247	24,522	23,662	26,025	27,724	29,654	31,254	39,854	—
Q3	4,615	4,448	4,522	4,479	4,974	5,518	5,522	5,179	5,528	5,160	5,643	5,712	6,506	7,099	13,084	34,385	32,085	26,234	25,214	22,779	24,099	24,353	25,493	27,154	31,707	34,148	43,424	—
สิ้นปี	5,224	4,974	5,108	5,234	5,252	6,305	5,663	5,979	6,336	5,397	5,793	6,094	6,905	8,663	33,649	33,113	29,034	25,603	25,568	24,079	24,957	25,745	26,304	29,161	30,651	39,338	42,640	—
%Common Size	54.3%	52.7%	47.8%	52.8%	48.5%	49.9%	36.3%	37.0%	35.9%	29.7%	29.8%	39.8%	33.7%	32.7%	64.8%	59.7%	57.3%	47.8%	42.6%	42.0%	41.5%	42.5%	45.9%	49.0%	48.4%	55.1%	56.2%	—
ส่วนของผู้ถือหุ้น (Equity)
กำไรสะสมที่ยังไม่ได้จัดสรรRetained Earnings (Deficits) - Unappropriated
Q1	0	204	218	222	246	634	587	891	1,015	652	1,021	1,214	1,511	1,953	1,892	755	2,082	3,155	3,960	4,923	6,023	7,041	7,885	4,855	6,077	1,040	3,269	4,375
Q2	373	230	304	283	292	542	550	711	898	415	799	1,211	1,389	1,755	1,985	446	2,114	2,655	3,801	4,973	5,908	6,832	3,809	4,936	5,953	554	3,138	—
Q3	511	225	358	349	422	575	578	781	1,025	909	892	1,331	1,552	1,846	2,329	295	2,455	3,225	4,207	5,420	6,246	7,252	4,101	5,378	4,692	1,151	3,581	—
สิ้นปี	1	142	316	408	488	519	790	867	465	862	962	1,234	1,565	1,701	668	381	2,528	3,336	4,401	5,473	6,382	7,303	4,223	5,373	4,624	2,386	3,681	—
%Common Size	0.0%	1.5%	3.0%	4.1%	4.5%	4.1%	5.1%	5.4%	2.6%	4.7%	4.9%	8.1%	7.6%	6.4%	1.3%	0.7%	5.0%	6.2%	7.3%	9.5%	10.6%	12.0%	7.4%	9.0%	7.3%	3.3%	4.9%	—
ส่วนของผู้ถือหุ้นบริษัทใหญ่Equity Attributable to Owners of the Parent
Q1	4,349	4,599	4,562	5,050	5,003	6,287	6,556	9,091	10,434	11,937	13,019	13,788	9,203	15,321	19,612	20,283	23,377	23,281	29,643	34,855	34,529	37,428	35,287	27,889	33,404	30,675	33,699	33,307
Q2	4,403	4,449	4,649	4,767	5,265	6,527	6,755	8,957	10,450	11,552	14,166	13,145	11,397	15,581	19,584	21,129	21,252	26,182	32,285	31,885	33,103	32,682	34,174	28,949	32,443	29,579	33,524	—
Q3	4,434	3,719	5,017	4,495	5,217	6,063	7,975	9,737	11,491	12,616	13,907	11,912	13,488	18,103	18,716	22,059	21,576	28,673	34,673	32,273	37,196	35,610	29,933	27,209	32,192	32,849	37,330	—
สิ้นปี	4,396	4,456	5,582	4,675	5,584	6,333	9,942	10,175	11,297	12,797	13,674	9,203	13,591	17,841	18,276	22,395	21,673	27,971	34,456	33,254	35,145	34,875	31,023	30,343	32,697	32,025	33,177	—
%Common Size	45.7%	47.3%	52.2%	47.2%	51.5%	50.1%	63.7%	63.0%	64.1%	70.3%	70.2%	60.2%	66.3%	67.3%	35.2%	40.3%	42.7%	52.2%	57.4%	58.0%	58.5%	57.5%	54.1%	51.0%	51.6%	44.9%	43.8%	—
รวมส่วนของผู้ถือหุ้นTotal Equity
Q1	4,349	4,599	4,562	5,050	5,003	6,287	6,556	9,091	10,434	11,937	13,019	13,788	9,203	15,321	19,612	20,283	23,377	23,281	29,643	34,855	34,529	37,428	35,287	27,889	33,404	30,675	33,699	33,307
Q2	4,403	4,449	4,649	4,767	5,265	6,527	6,755	8,957	10,450	11,552	14,166	13,145	11,397	15,581	19,584	21,129	21,252	26,182	32,285	31,885	33,103	32,682	34,174	28,949	32,443	29,579	33,524	—
Q3	4,434	3,719	5,017	4,495	5,217	6,063	7,975	9,737	11,491	12,616	13,907	11,912	13,488	18,103	18,716	22,059	21,576	28,673	34,673	32,273	37,196	35,610	29,933	27,209	32,192	32,849	37,330	—
สิ้นปี	4,396	4,456	5,582	4,675	5,584	6,333	9,942	10,175	11,297	12,797	13,674	9,203	13,591	17,841	18,276	22,395	21,673	27,971	34,456	33,254	35,145	34,875	31,023	30,343	32,697	32,025	33,177	—
%Common Size	45.7%	47.3%	52.2%	47.2%	51.5%	50.1%	63.7%	63.0%	64.1%	70.3%	70.2%	60.2%	66.3%	67.3%	35.2%	40.3%	42.7%	52.2%	57.4%	58.0%	58.5%	57.5%	54.1%	51.0%	51.6%	44.9%	43.8%	—

งบกำไรขาดทุน (แบบชีต · ล้านบาท · เลื่อนดูปีย้อนหลัง →)

งวด	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
งบกำไรขาดทุน (Income Statement)
Insurance Revenue
Q1	1,336	1,360	1,182	1,288	1,364	1,497	1,581	1,508	1,744	1,954	2,019	2,036	2,148	2,493	1,755	1,945	2,365	2,655	2,785	4,110	4,156	4,048	4,520	5,621	5,851	6,182	7,002	7,817
Q2	1,153	1,197	970	1,030	1,225	1,515	1,332	1,430	1,589	1,729	1,780	1,918	1,869	2,345	1,821	2,023	2,485	2,712	2,799	3,703	3,847	3,840	4,521	5,348	5,655	5,719	6,555	—
Q3	1,215	1,087	1,120	1,081	1,119	1,167	1,470	1,280	1,479	1,733	1,791	1,877	1,943	2,347	1,876	2,104	2,578	2,723	2,823	3,794	3,761	4,235	5,220	6,170	6,682	7,202	8,047	—
Q4	1,395	1,291	1,304	1,211	1,662	1,931	1,432	1,605	1,876	1,871	1,887	1,893	2,355	2,996	1,892	2,270	2,627	2,737	2,787	4,390	4,260	4,566	5,486	5,756	5,985	6,665	7,318	—
ทั้งปี	5,099	4,934	4,576	4,612	5,370	6,110	5,815	5,823	6,688	7,287	7,478	7,724	8,315	10,181	7,345	8,341	10,056	10,828	11,194	15,997	16,024	16,688	19,748	22,894	24,173	25,767	28,922	—
%Common Size	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
%YoY Growth	—	-3.2%	-7.3%	0.8%	16.4%	13.8%	-4.8%	0.1%	14.9%	8.9%	2.6%	3.3%	7.6%	22.4%	-27.9%	13.6%	20.6%	7.7%	3.4%	42.9%	0.2%	4.1%	18.3%	15.9%	5.6%	6.6%	12.2%	—
Insurance Service Expenses
Q1	0	559	508	498	551	584	427	495	671	779	910	801	763	883	1,341	2,279	2,101	1,981	1,980	2,457	2,727	2,758	2,840	3,865	3,515	10,373	3,632	-300
Q2	434	533	417	403	466	506	516	611	686	878	969	739	844	941	1,253	2,620	1,864	2,328	2,092	1,836	3,010	2,244	2,950	3,939	3,110	6,935	4,779	—
Q3	546	546	557	488	470	504	527	630	671	806	902	791	825	1,098	1,409	2,383	1,687	1,645	1,911	1,770	1,888	2,279	3,079	2,979	5,620	4,339	4,469	—
Q4	627	635	524	469	474	135	487	662	817	842	789	810	826	1,131	3,502	2,153	1,970	2,048	1,830	1,978	173	610	977	455	4,621	8,737	4,282	—
ทั้งปี	1,607	2,273	2,007	1,858	1,962	1,729	1,958	2,398	2,844	3,305	3,570	3,141	3,259	4,052	7,505	9,435	7,622	8,002	7,813	8,041	7,798	7,891	9,846	11,237	16,866	30,383	17,163	—
%Common Size	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
%YoY Growth	—	41.5%	-11.7%	-7.4%	5.6%	-11.9%	13.2%	22.5%	18.6%	16.2%	8.0%	-12.0%	3.8%	24.3%	85.2%	25.7%	-19.2%	5.0%	-2.4%	2.9%	-3.0%	1.2%	24.8%	14.1%	50.1%	80.1%	-43.5%	—
Insurance Service Result
Q1	805	259	253	263	274	272	246	285	307	358	269	486	559	670	618	-102	555	1,004	1,122	917	993	1,081	1,083	1,210	1,365	-4,324	1,465	1,491
Q2	233	158	228	268	266	259	253	263	327	246	240	523	470	656	713	-436	827	619	949	1,145	1,101	1,046	1,078	1,439	1,377	-1,330	1,384	—
Q3	193	237	229	243	241	259	238	264	363	350	347	485	563	545	630	-132	1,101	1,302	1,138	1,230	1,075	1,217	1,055	1,337	-820	1,206	1,457	—
Q4	212	205	317	334	237	239	353	291	302	343	474	451	629	561	-1,461	335	1,000	983	1,188	1,068	1,137	1,202	1,374	1,263	919	1,221	1,537	—
ทั้งปี	1,443	859	1,027	1,108	1,018	1,029	1,090	1,103	1,300	1,295	1,331	1,945	2,222	2,433	500	-334	3,483	3,908	4,397	4,360	4,307	4,546	4,591	5,249	2,841	-3,228	5,842	—
%Common Size	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
%YoY Growth	—	-40.5%	19.5%	7.9%	-8.1%	1.1%	5.9%	1.3%	17.8%	-0.3%	2.7%	46.1%	14.2%	9.5%	-79.5%	-166.9%	1142.5%	12.2%	12.5%	-0.9%	-1.2%	5.6%	1.0%	14.3%	-45.9%	-213.6%	281.0%	—
Investment Income
Q1	152	185	73	56	64	82	79	114	125	172	240	228	128	222	264	601	367	296	296	323	295	335	325	408	437	365	350	455
Q2	135	90	105	43	53	136	145	123	89	167	194	239	176	334	372	1,050	398	304	339	351	353	367	456	479	230	254	289	—
Q3	137	-16	36	61	176	87	136	137	127	115	195	177	172	212	431	699	273	288	330	341	378	354	410	237	310	322	377	—
Q4	100	-121	-146	20	69	55	121	131	224	171	167	12	70	106	399	433	81	121	105	101	160	102	251	62	83	101	125	—
ทั้งปี	524	137	67	180	362	359	481	505	565	624	796	656	547	874	1,466	2,783	1,119	1,010	1,071	1,117	1,186	1,158	1,442	1,187	1,059	1,042	1,140	—
%Common Size	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
%YoY Growth	—	-73.8%	-51.3%	169.7%	100.6%	-0.8%	34.0%	5.0%	11.8%	10.5%	27.5%	-17.6%	-16.7%	60.0%	67.7%	89.8%	-59.8%	-9.8%	6.0%	4.3%	6.2%	-2.3%	24.5%	-17.7%	-10.7%	-1.6%	9.4%	—
Net Investment Result
Q1	152	185	73	56	64	82	79	110	118	170	241	228	130	219	264	601	367	296	296	323	295	335	325	408	463	938	347	453
Q2	135	90	105	43	49	136	145	124	93	170	195	237	174	334	372	1,050	398	304	339	351	353	367	456	479	335	3,082	284	—
Q3	137	-16	36	61	176	87	136	141	101	98	196	181	175	213	431	699	273	288	330	341	378	354	410	237	382	670	413	—
Q4	100	-121	-146	20	66	51	112	132	235	179	165	9	64	104	399	433	81	121	105	101	160	102	251	62	189	1,453	142	—
ทั้งปี	524	137	67	180	355	356	472	506	547	616	798	655	542	871	1,466	2,783	1,119	1,010	1,071	1,117	1,186	1,158	1,442	1,187	1,369	6,143	1,187	—
%Common Size	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
%YoY Growth	—	-73.8%	-51.3%	169.7%	96.4%	0.4%	32.7%	7.2%	8.1%	12.6%	29.4%	-17.9%	-17.1%	60.6%	68.3%	89.8%	-59.8%	-9.8%	6.0%	4.3%	6.2%	-2.3%	24.5%	-17.7%	15.4%	348.8%	-80.7%	—
Operating Expenses
Q1	0	59	52	59	65	66	89	102	92	99	138	159	125	149	170	156	189	236	231	283	264	254	286	278	305	289	295	323
Q2	64	61	60	65	69	72	80	74	118	126	137	165	127	127	137	158	288	127	238	202	208	251	265	214	229	270	302	—
Q3	64	60	51	59	72	97	92	79	128	111	147	148	155	136	145	148	377	198	249	257	294	257	251	223	262	263	275	—
Q4	52	52	59	63	63	60	63	78	118	129	144	139	177	176	166	206	346	248	244	271	221	319	277	269	282	366	349	—
ทั้งปี	180	231	222	246	268	296	324	333	456	466	566	611	583	588	617	668	1,201	809	961	1,013	987	1,081	1,078	984	1,078	1,188	1,222	—
%Common Size	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
%YoY Growth	—	28.7%	-3.9%	10.9%	9.0%	10.2%	9.4%	3.0%	36.9%	2.1%	21.4%	8.1%	-4.6%	0.8%	4.9%	8.3%	79.7%	-32.6%	18.8%	5.4%	-2.6%	9.5%	-0.2%	-8.7%	9.5%	10.2%	2.9%	—
Profit (Loss) Before Income Tax Expense
Q1	268	286	178	169	172	190	136	177	225	307	250	362	356	495	502	87	441	737	733	598	634	758	657	788	932	-4,191	844	783
Q2	192	90	180	147	146	229	203	188	134	188	134	377	290	598	719	187	617	437	600	899	826	738	724	1,085	1,058	939	906	—
Q3	172	58	132	153	249	145	171	208	301	221	250	282	357	370	682	162	694	1,033	812	889	743	841	689	901	-1,174	1,004	984	—
Q4	168	-57	19	173	155	110	299	230	193	148	244	68	280	204	-1,460	272	380	494	600	436	559	448	715	435	285	1,471	611	—
ทั้งปี	800	377	509	641	722	673	809	802	853	864	878	1,090	1,283	1,667	443	707	2,132	2,701	2,746	2,822	2,762	2,785	2,786	3,210	1,101	-778	3,344	—
%Common Size	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
%YoY Growth	—	-52.9%	34.9%	26.0%	12.6%	-6.7%	20.1%	-0.8%	6.3%	1.3%	1.6%	24.1%	17.7%	29.9%	-73.4%	59.8%	201.5%	26.7%	1.7%	2.8%	-2.1%	0.8%	0.0%	15.2%	-65.7%	-170.7%	529.9%	—
ค่าใช้จ่ายภาษีเงินได้Income Tax Expense
Q1	56	83	52	45	45	43	68	75	77	120	91	110	79	107	138	0	51	110	110	76	83	99	75	119	113	-607	-39	89
Q2	33	24	50	39	46	54	44	49	-2	11	27	51	83	118	132	2	91	25	66	131	89	95	48	153	171	519	104	—
Q3	35	17	32	38	64	30	61	30	66	31	17	22	54	70	130	103	144	170	114	123	86	102	78	140	-285	34	143	—
Q4	30	-20	13	63	34	84	5	37	116	55	35	26	127	139	-8	-23	98	90	114	67	101	82	133	92	57	-60	113	—
ทั้งปี	153	105	147	184	189	210	178	191	258	217	170	208	344	434	391	81	384	395	404	396	359	379	335	504	56	-113	321	—
%Common Size	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
%YoY Growth	—	-31.3%	40.8%	25.0%	2.6%	10.9%	-15.3%	7.4%	35.0%	-15.9%	-21.5%	22.2%	65.0%	26.4%	-10.0%	-79.2%	371.0%	2.9%	2.2%	-1.9%	-9.3%	5.4%	-11.6%	50.7%	-88.9%	-301.9%	382.9%	—
กำไรสุทธิ (ส่วนของผู้ถือหุ้นบริษัทใหญ่)Net Profit (Loss) Attributable to : Owners of the Parent
Q1	212	203	126	124	128	147	68	102	148	188	159	253	277	388	364	87	390	627	624	522	550	659	582	669	818	-3,584	883	694
Q2	160	66	130	108	100	175	158	139	136	177	107	326	207	480	587	186	526	412	534	768	737	643	676	932	887	419	801	—
Q3	138	41	100	115	185	116	110	177	234	190	233	260	303	300	553	59	550	863	698	766	658	739	611	762	-889	970	841	—
Q4	138	-38	6	110	121	26	294	193	76	93	209	43	152	65	-1,452	295	283	404	486	369	458	366	582	343	228	1,531	498	—
ทั้งปี	648	272	361	457	533	464	631	611	595	647	708	881	939	1,232	52	626	1,748	2,306	2,342	2,426	2,403	2,407	2,451	2,706	1,045	-665	3,024	—
%NPM	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
%YoY Growth	—	-58.0%	32.6%	26.4%	16.7%	-13.0%	36.1%	-3.2%	-2.6%	8.8%	9.3%	24.5%	6.6%	31.2%	-95.8%	1102.9%	179.4%	31.9%	1.6%	3.6%	-0.9%	0.2%	1.8%	10.4%	-61.4%	-163.6%	555.0%	—

งบกระแสเงินสด (แบบชีต · ล้านบาท · เลื่อนดูปีย้อนหลัง →)

งวด	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
งบกระแสเงินสด (Cash Flow)
เงินสดสุทธิจากกิจกรรมดำเนินงานNet Cash From (Used In) Operating Activities
Q1	—	—	48	250	165	101	248	148	153	306	163	229	421	682	581	-1,698	1,749	1,351	673	14	97	-59	-263	960	142	-77	1,747	536
Q2	—	—	205	374	249	365	420	543	481	732	613	819	1,036	1,271	1,125	-1,912	2,542	3,089	1,888	1,036	912	847	871	965	1,296	1,538	1,181	—
Q3	—	—	371	387	310	434	465	646	869	927	816	1,031	1,441	1,675	1,780	-2,428	3,115	3,508	2,448	1,574	1,378	1,031	1,339	1,364	1,667	1,629	1,495	—
สิ้นปี	—	—	647	632	462	567	696	807	1,050	1,074	991	1,326	1,979	2,004	1,726	-1,300	3,696	4,190	2,803	1,763	1,604	1,578	1,314	1,620	2,334	1,959	1,662	—
CFO/กำไรสุทธิ	—	—	1.79	1.38	0.87	1.22	1.10	1.32	1.77	1.66	1.40	1.50	2.11	1.63	33.18	-2.08	2.11	1.82	1.20	0.73	0.67	0.66	0.54	0.60	2.23	-2.95	0.55	—
เงินสดสุทธิจากกิจกรรมลงทุนNet Cash From (Used In) Investing Activities
Q1	—	—	312	-203	-119	-265	-175	41	-27	-60	167	333	-305	-233	-191	1,087	-1,563	-660	36	-68	-57	-15	-12	-8	-24	-28	-74	-34
Q2	—	—	-200	-397	-194	-343	-253	288	-298	-458	-208	-463	-814	-685	-349	2,986	-2,938	-2,081	-1,291	-142	-80	-37	-43	-25	-43	-78	-96	—
Q3	—	—	-309	-310	-184	-343	-143	148	-303	-604	-62	-521	-950	-587	-738	3,387	-3,348	-2,697	-1,289	-212	-96	-43	-90	-53	-110	-132	-126	—
สิ้นปี	—	—	-495	-390	-108	-384	-947	78	-417	-881	-304	-557	-893	-1,101	-181	2,634	-3,823	-3,240	-1,523	-300	-127	-67	-134	-70	-141	-157	-200	—
เงินสดสุทธิจากกิจกรรมจัดหาเงินNet Cash From (Used In) Financing Activities
Q1	—	—	-50	-50	-90	0	0	-200	-85	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-9	-14	-9	-9	-9
Q2	—	—	-93	-97	-144	-158	-195	-835	-154	-286	-330	-330	-330	-399	-494	-494	-494	-578	-692	-719	-852	-852	-852	-870	-1,035	-923	-949	—
Q3	—	—	-140	-147	-199	-240	-277	-812	-496	-425	-469	-469	-469	-608	-703	-703	-703	-871	-985	-1,038	-1,171	-1,171	-1,171	-1,194	-1,044	-1,305	-1,355	—
สิ้นปี	—	—	-187	-196	-254	-322	255	-914	-603	-565	-608	-608	-608	-818	-913	-913	-913	-1,164	-1,278	-1,357	-1,491	-1,491	-1,461	-1,547	-1,772	-1,716	-1,793	—

➕ บรรทัดเพิ่มเติมนอกชีต (พิจารณาเก็บ)

✅ = หนูแนะนำให้เก็บ (มีประโยชน์เชิงวิเคราะห์) · ⚪ = ทางเลือก/รายละเอียดย่อย (ส่วนใหญ่ตัดได้)

➕ งบดุล — บรรทัดเพิ่มเติมจาก SETSMART

รายการ (ทั้งปี)	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
⚪ Accrued Investment Income	77	99	24	18	23	24	19	13	21	53	63	77	22	16	33	29	62	66	81	54	95	41	72	43	38	28	52	—
⚪ Investment in Securities	3,312	3,021	4,222	3,314	4,175	4,746	8,701	8,567	10,474	11,422	13,008	8,495	13,761	18,342	21,526	25,595	30,101	39,431	47,433	45,657	47,820	47,951	44,958	44,424	47,048	48,121	51,009	—
⚪ Loan Receivables	1,367	1,440	1,377	1,558	1,665	1,926	2,122	2,258	2,283	2,704	2,438	2,634	2,438	2,784	2,579	2,110	1,893	1,893	1,828	1,427	1,359	1,440	1,314	1,476	0	0	0	—
✅ Investment Properties - Net	0	0	0	0	0	0	0	0	0	0	0	0	0	0	287	264	242	221	204	187	170	152	135	118	101	83	66	—
⚪ Investment in Subsidiaries, Associates and Joint Ventures Using the Equity Method - Net	0	0	0	0	0	0	0	0	0	0	0	0	119	126	132	140	144	155	199	207	215	228	246	269	0	0	0	—
⚪ Investment in Subsidiaries, Associates and Joint Ventures Using Other Methods - Net	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	129	129	129	—
⚪ Investment in Associates	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	129	129	129	—
⚪ Properties Foreclosed - Net	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	—
✅ Right-of-Use Assets - Net	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	901	862	816	—
⚪ Intangible Assets - Netสินทรัพย์ไม่มีตัวตน (สุทธิ)	0	0	0	0	0	0	0	0	197	205	206	205	97	88	81	136	155	179	248	277	227	165	116	102	161	276	434	—
✅ Deferred Tax Assets	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1,055	817	773	0	0	0	0	0	0	0	0	—
⚪ Income Tax Receivable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	339	468	474	—
⚪ Other Assets - Net	169	184	205	181	267	327	275	337	170	158	239	249	224	317	453	299	435	399	392	579	635	323	739	713	546	691	539	—
⚪ Bank Overdrafts and Borrowings From Financial Institutions	0	0	0	0	0	0	615	135	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	—
⚪ Reinsurance Contract Liabilities	1,300	1,104	1,229	1,132	1,105	1,493	829	413	430	843	820	770	916	1,246	1,200	2,505	2,528	2,155	1,920	1,932	2,052	2,179	2,554	2,737	3,188	3,779	4,269	—
⚪ Income Tax Payableภาษีเงินได้ค้างจ่าย	0	0	0	0	0	0	0	0	0	0	0	0	157	184	97	13	0	19	132	132	112	169	136	197	0	0	288	—
⚪ Lease Liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	826	820	807	—
⚪ Employee Benefit Obligations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	300	365	376	368	428	319	351	381	711	777	790	752	789	—
⚪ Provisions	0	0	0	184	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	—
✅ Deferred Tax Liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	3,448	4,738	6,098	4,774	5,039	4,724	3,477	2,985	3,687	3,984	3,806	—
⚪ Accrued Expenses	0	0	0	0	0	0	0	0	0	0	0	0	558	703	785	984	849	803	795	897	969	942	1,100	1,019	539	740	768	—
⚪ Other Liabilities	1,191	966	981	697	863	1,005	964	1,212	1,265	1,296	1,421	1,628	208	282	500	498	626	687	624	839	869	746	906	1,706	922	1,103	1,058	—
⚪ Authorised Share Capital	200	200	0	200	200	300	300	0	390	507	507	507	507	760	760	760	760	1,065	1,065	1,065	1,065	1,065	1,065	1,065	1,065	1,065	1,065	—
⚪ Authorised Ordinary Shares	200	200	0	200	200	300	300	0	390	507	507	507	507	760	760	760	760	1,065	1,065	1,065	1,065	1,065	1,065	1,065	1,065	1,065	1,065	—
⚪ Issued and Paid-Up Share Capital	200	200	200	200	200	300	300	390	390	507	507	507	507	760	760	760	760	1,065	1,065	1,065	1,065	1,065	1,065	1,065	1,065	1,065	1,065	—
⚪ Paid-Up Ordinary Shares	200	200	200	200	200	300	300	390	390	507	507	507	507	760	760	760	760	1,065	1,065	1,065	1,065	1,065	1,065	1,065	1,065	1,065	1,065	—
⚪ Premium (Discount) on Share Capital	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	—
⚪ Premium (Discount) on Ordinary Shares	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	1,442	—
⚪ Retained Earnings (Deficits)	2,753	2,894	3,068	3,328	3,608	3,649	3,920	4,006	3,604	4,013	4,112	4,385	4,716	4,877	3,844	3,557	5,704	6,542	7,607	8,679	9,588	10,509	11,330	12,480	11,730	9,492	10,787	—
✅ Retained Earnings - Appropriated	2,752	2,752	2,752	2,920	3,120	3,130	3,130	3,139	3,139	3,151	3,151	3,151	3,151	3,176	3,176	3,176	3,176	3,206	3,206	3,206	3,206	3,206	7,106	7,106	7,106	7,106	7,106	—
⚪ Legal and Statutory Reserves	20	20	20	20	20	30	30	39	39	51	51	51	51	76	76	76	76	106	106	106	106	106	106	106	106	106	106	—
⚪ Other Reserves	2,732	2,732	2,732	2,900	3,100	3,100	3,100	3,100	3,100	3,100	3,100	3,100	3,100	3,100	3,100	3,100	3,100	3,100	3,100	3,100	3,100	3,100	7,000	7,000	7,000	7,000	7,000	—
⚪ Other Components of Equity	0	-81	872	-296	334	942	4,280	4,336	5,861	6,834	7,612	2,868	6,926	10,760	12,229	16,634	13,766	18,922	24,341	22,067	23,050	21,859	17,186	15,356	18,459	20,026	19,883	—
⚪ Surplus (Deficits)	0	-81	872	-296	334	942	4,280	4,336	5,861	6,834	7,612	2,868	6,926	10,760	12,229	16,634	0	18,922	24,341	0	0	0	0	0	18,459	20,026	19,883	—
⚪ Surplus (Deficits) From Changes in Fair Value of Investments Through Other Comprehensive Income	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	18,459	20,026	19,883	—
⚪ Surplus (Deficits) - Others	0	-81	872	-296	334	942	4,280	4,336	5,861	6,834	7,612	2,868	6,926	10,760	12,229	16,634	0	18,922	24,341	0	0	0	0	0	0	0	0	—
⚪ Other Components of Equity - Others	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	—
⚪ Total Liabilities and Equity	9,620	9,429	10,690	9,909	10,836	12,639	15,606	16,154	17,633	18,194	19,467	15,297	20,496	26,504	51,925	55,508	50,707	53,574	60,024	57,333	60,103	60,620	57,327	59,504	63,348	71,363	75,817	—

➕ งบกำไรขาดทุน — บรรทัดเพิ่มเติมจาก SETSMART

รายการ (ทั้งปี)	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
⚪ Net Revenues (Expenses) From Reinsurance Contracts Held	-2,049	-1,802	-1,542	-1,645	-2,390	-3,353	-2,768	-2,322	-2,544	-2,686	-2,577	-2,638	-2,833	-3,696	660	760	1,048	1,083	1,016	-3,597	-3,919	-4,251	-5,311	-6,408	-4,465	1,388	-5,917	—
⚪ Revenue From Reinsurance Contracts Held	0	0	0	0	0	0	0	0	0	0	0	0	0	0	660	760	1,048	1,083	1,016	1,339	1,064	1,137	1,253	1,641	4,471	11,102	5,409	—
⚪ Expenses From Reinsurance Contracts Held	2,049	1,802	1,542	1,645	2,390	3,353	2,768	2,322	2,544	2,686	2,577	2,638	2,833	3,696	0	0	0	0	0	4,935	4,982	5,388	6,564	8,049	8,936	9,714	11,326	—
⚪ Gains (Losses) From Investing Activities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	314	5,109	51	—
⚪ (Reversal Of) Expected Credit Losses(กลับรายการ) ผลขาดทุนด้านเครดิตที่คาดว่าจะเกิด (ECL)	0	0	0	0	7	1	2	-1	18	8	-2	2	4	3	0	0	0	0	0	0	0	0	0	0	4	8	5	—
⚪ Net Investment Income	524	137	67	180	355	356	472	506	547	616	798	655	542	871	1,466	2,783	1,119	1,010	1,071	1,117	1,186	1,158	1,442	1,187	1,369	6,143	1,187	—
⚪ Other Incomeรายได้อื่น	2	0	0	0	0	0	0	0	144	89	81	0	110	129	126	159	145	157	163	168	180	160	183	174	204	176	180	—
⚪ Other Underwriting Expenses	989	388	363	401	382	415	429	474	543	581	685	899	1,008	1,178	982	1,167	1,336	1,487	1,845	1,807	1,920	1,994	2,348	2,375	2,196	2,640	2,601	—
⚪ Finance Costsต้นทุนทางการเงิน (ดอกเบี้ยจ่าย)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	3	4	5	4	4	4	4	3	3	39	41	42	41	—
⚪ Other Expenses	0	0	0	0	0	0	0	0	46	0	0	0	0	0	48	61	73	74	75	0	0	0	0	0	0	0	0	—
⚪ Profit (Loss) for the Period From Continuing Operations	648	272	361	457	533	464	631	611	595	647	708	881	939	1,232	52	626	1,748	2,306	2,342	2,426	2,403	2,407	2,451	2,706	1,045	-665	3,024	—
✅ Net Profit (Loss) for the Period	648	272	361	457	533	464	631	611	595	647	708	881	939	1,232	52	626	1,748	2,306	2,342	2,426	2,403	2,407	2,451	2,706	1,045	-665	3,024	—
⚪ Net Profit (Loss) for the Period / Profit (Loss) for the Period From Continuing Operations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	52	626	1,748	2,306	2,342	2,426	2,403	2,407	2,451	2,706	1,045	-665	3,024	—
⚪ Gains (Losses) on Fair Value of Investment Through Other Comprehensive Income	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	3,876	1,958	-179	—
⚪ Gains (Losses) on Investment in Debt Instruments Measured at Fair Value Through Other Comprehensive Income	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1,469	4,405	573	6,445	6,774	-2,274	983	-1,191	-5,560	-5,002	0	0	0	—
⚪ Share of Other Comprehensive Income (Expense) From Subsidiaries, Associates and Joint Ventures Accounted for Using the Equity Method That Will Be Subsequently Reclassified to Profit or Loss	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-5	2	0	0	0	—
⚪ Income Taxes Relating to Items That Will Be Subsequently Reclassified to Profit or Loss	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-115	-1,289	-1,355	0	0	0	891	1,007	-187	-392	36	—
⚪ Remeasurement of Employee Benefit Obligations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1	-1	1	-35	-9	7	24	0	—
⚪ Income Taxes Relating to Items That Will Not Be Subsequently Reclassified to Profit or Loss	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-590	-5	-0	—
⚪ Other Comprehensive Income (Expense) - Net of Tax	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1,469	4,405	458	5,156	5,420	-2,271	979	-1,186	-4,813	-4,029	3,124	1,643	-141	—
✅ Total Comprehensive Income (Expense) for the Period	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1,521	5,031	2,207	7,462	7,762	155	3,382	1,220	-2,362	-1,323	4,169	979	2,882	—
⚪ Total Comprehensive Income (Expense) Attributable to : Owners of the Parent	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1,521	5,031	2,207	7,462	7,762	155	3,382	1,220	-2,362	-1,323	4,169	979	2,882	—
⚪ Basic Earnings (Loss) per Share (Baht/share)	32	14	18	23	27	18	21	16	15	14	14	17	19	16	1	8	23	22	22	23	23	23	23	25	10	-6	28	—
⚪ Diluted Earnings (Loss) per Share (Baht/share)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1	8	23	22	22	23	23	23	23	25	0	0	0	—

➕ งบกระแสเงินสด — บรรทัดเพิ่มเติมจาก SETSMART

รายการ (ทั้งปี)	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
⚪ Net Direct Premium Written	—	—	0	0	0	5,676	6,389	6,062	6,704	6,711	6,838	6,998	7,854	9,271	10,373	12,301	14,785	15,377	15,633	15,402	15,392	16,462	19,883	21,472	22,610	24,076	26,963	—
⚪ Reinsurance Premium Ceded Net Reinsurance Expenses	—	—	0	0	0	-2,964	-3,433	-2,738	-2,527	-1,937	-1,703	-1,676	-1,723	-2,713	-3,495	0	0	-960	-1,918	-2,123	-1,842	-1,800	-1,869	-2,777	-3,512	-2,901	-5,223	—
⚪ Reinsurance Recoveried	—	—	0	65	79	0	0	0	0	0	0	0	0	0	0	12,703	5,110	0	0	0	0	0	0	0	0	0	0	—
⚪ Other Investment Income	—	—	0	11	46	239	287	324	380	424	505	574	577	701	831	798	953	1,001	1,048	81	82	78	97	107	153	156	157	—
⚪ Other Incomeรายได้อื่น	—	—	0	0	0	46	50	84	90	101	103	109	104	119	120	140	143	154	162	22	29	21	22	17	48	19	23	—
⚪ Cash Paid From Directly Attributable Claims and Expenses	—	—	0	0	0	-1,649	-1,252	-1,566	-1,796	-1,971	-2,376	-2,115	-2,132	-2,199	-2,748	-23,736	-12,797	-6,587	-6,939	-6,990	-7,067	-7,285	-9,119	-9,947	-12,710	-19,709	-10,667	—
⚪ Insurance Acquisition Cash Flow Paid	—	—	0	0	0	0	-511	-651	-649	-953	-903	-992	-1,098	-1,194	-1,314	-1,570	-1,915	-2,061	-2,046	-1,998	-1,995	-2,116	-2,488	-2,640	-2,726	-2,969	-3,348	—
⚪ Other Underwriting Expenses	—	—	0	0	0	-362	-400	-440	-508	-542	-643	-859	-964	-1,131	-1,228	-1,438	-1,642	-1,789	-2,143	-2,052	-2,151	-2,253	-2,688	-2,763	-2,578	-3,081	-3,073	—
⚪ Operating Expenses	—	—	0	0	0	-228	-222	-99	-446	-498	-626	-514	-412	-442	-335	-334	-780	-834	-753	-730	-863	-772	-875	-697	-1,016	-690	-1,250	—
⚪ Other Expenses	—	—	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	—
⚪ Interest Received	—	—	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	360	266	312	290	304	196	154	267	—
⚪ Dividend Received	—	—	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	793	837	885	906	851	865	898	843	—
✅ Income Tax (Paid) Received	—	—	0	0	0	-189	-211	-169	-197	-261	-203	-199	-227	-408	-478	-165	-161	-111	-241	-381	-358	-341	-410	-465	-642	-128	-184	—
⚪ Proceeds From Financial Assets	—	—	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	22,496	23,590	30,014	—
⚪ Payment for Financial Assets	—	—	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-20,852	-17,456	-32,859	—
⚪ Other Reconciliation Items	—	—	0	555	338	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-622	-724	-1,613	-2,435	-1,843	0	0	0	—
⚪ Proceeds From Disposal of Investment in Subsidiaries, Associates and Joint Ventures	—	—	0	0	0	0	0	0	0	0	0	0	2	0	0	0	0	0	0	0	0	0	0	0	0	0	0	—
⚪ Payment for Purchase of Investment in Subsidiaries, Associates and Joint Ventures	—	—	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	—
✅ Proceeds From Disposal of Fixed Assets	—	—	0	0	242	13	5	4	87	35	3	2	10	10	7	41	3	3	2	4	7	0	0	3	5	0	0	—
⚪ Property, Plant and Equipment	—	—	0	0	242	13	5	4	87	35	3	2	10	10	7	41	3	3	2	4	7	0	0	3	5	0	0	—
✅ Payment for Purchase of Fixed Assets	—	—	0	-43	-55	-46	-414	-101	-94	-77	-77	-85	-62	-57	-114	-292	-272	-387	-354	-304	-134	-67	-134	-72	-146	-157	-200	—
⚪ Intangible Assets	—	—	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-55	-69	-95	-34	-17	-10	-20	-87	-138	-177	—
⚪ Other Items (Investing Activities)	—	—	0	-346	-295	-352	-538	174	-409	-839	-230	-474	-842	-1,054	-74	2,886	-3,553	-2,856	-1,171	0	0	0	0	0	0	0	0	—
⚪ Repayments on Lease Liabilities	—	—	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-67	-66	-66	—
✅ Dividend Paid	—	—	0	-196	-254	-322	-360	-434	-468	-565	-608	-608	-608	-818	-913	-913	-913	-1,164	-1,278	-1,357	-1,491	-1,491	-1,461	-1,487	-1,706	-1,650	-1,728	—
⚪ Other Items (Financing Activities)	—	—	0	0	0	0	615	-480	-135	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-60	0	0	0	—
✅ Net Increase (Decrease) in Cash and Cash Equivalent	—	—	-35	45	101	-139	4	-30	31	-372	78	161	478	86	632	421	-1,039	-213	2	106	-13	20	-281	3	420	86	-331	—
⚪ Other Items	—	—	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-0	0	0	—
⚪ Cash and Cash Equivalents, Beginning Balance	—	—	671	54	99	200	60	65	35	416	44	122	283	761	503	1,136	1,557	518	304	307	412	400	420	139	142	562	648	—
✅ Cash and Cash Equivalents, Ending Balance	—	—	636	99	200	60	65	35	66	44	122	283	761	847	1,136	1,557	518	304	307	412	400	420	139	142	562	648	317	—